Guide

First Home Buyer's Guide

Choose the topic that matches where you are in the buying process and move forward with confidence.

9 topics ~35 min total read Updated guidance

Who built this guide

Tracey guides first home buyers through the purchase process, helping you understand the legal steps and avoid common pitfalls.

You are buying your first home in Hawke's Bay and need a clear legal roadmap.
You want to understand what to check before you sign an agreement.
You want to avoid avoidable delays between offer and settlement.

Phase Start here Build confidence before you commit to a property.

Topic

Preparation is Key

You will know your budget, timing, and next practical steps before searching.

Start here 4 min Not started

Topic

Understanding Property Titles

You will understand which title type affects your rights and obligations.

Start here 5 min Not started

Phase Verify and compare Check legal and practical details before making decisions.

Topic

Check the Title

You will know what a title search can reveal before you proceed.

Verify and compare 3 min Not started

Topic

Easements, Caveats & Covenants

You will identify restrictions that can affect how you use the property.

Verify and compare 3 min Not started

Topic

Finance and Affordability

You will understand finance conditions and the budget items often missed.

Verify and compare 5 min Not started

Phase Prepare your offer Get documentation and terms right before signing.

Topic

When Family Helps

You will know how to structure family support without future confusion.

Prepare your offer 4 min Not started

Topic

LIM Reports & Inspections

You will know which checks reduce risk before the agreement goes unconditional.

Prepare your offer 3 min Not started

Phase Complete with confidence Understand what happens from offer to settlement day.

Topic

Making an Offer

You will choose offer terms that protect your position before signing.

Complete with confidence 5 min Not started

Topic

Settlement Day

You will know what to expect on settlement day and what happens next.

Complete with confidence 3 min Not started

Found a property? Questions about the process?

We can review your agreement and guide you through what comes next.

Or email us at

Start/Resume guide Call us