Is It Right for You?

Retirement villages offer genuine benefits. Reduced maintenance, built-in community, on-site support services, and purpose-designed living can make a real difference to quality of life as you age.

But village living also involves trade-offs that many people do not fully understand until after they have committed.

What villages offer

• • Community and social connection
• • Reduced home maintenance responsibilities
• • Security features and emergency response
• • Access to care services (at additional cost in most cases)
• • Purpose-built facilities for older residents

What you give up

• • Property ownership in the traditional sense
• • Full control over your capital
• • Immediate access to your funds if you leave
• • Ability to leave the property to family directly
• • Complete freedom over alterations and use

The financial reality

When you pay the capital sum to enter a village, a significant portion of that money will not return to you or your estate. The Deferred Management Fee, refund timing, and capital treatment provisions mean that village living has a real ongoing cost beyond weekly fees.

This is not necessarily a reason not to proceed. But it is a reality you should understand clearly before committing.