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Legal Insights

Articles & Guidance

Insights and guidance from our legal team on topics that matter to you.

Property

Property Buying

Buying at auction in New Zealand

Property auctions are unconditional and binding. Understand how auctions work, what you must do before auction day, and the risks involved before you bid.

21 Jan 2026 · 10 min read
Conveyancing

Legal Fees Explained: Understanding Conveyancing Costs

What does conveyancing cost? We explain the work involved, typical third-party disbursements, and factors that affect complexity.

09 Jan 2026 · 6 min read
Conveyancing

When Family Helps with the Deposit

Bank of Mum and Dad? We explain gift vs loan structures, property sharing agreements, and protecting family contributions.

09 Jan 2026 · 6 min read
Retirement Villages

Can a Retirement Village Force Me to Move to Care?

What happens if a retirement village says you need to move to a higher level 8 care? We explain your rights and what the law says.

09 Jan 2026 · 5 min read
Property Buying

Buying a cross lease property

Cross lease properties can be more affordable, but they come with unique ownership structures, restrictions, and potential pitfalls. Know what you are buying before you commit.

07 Jan 2026 · 7 min read
Conveyancing

Vendor Warranties when selling property

When buying property, vendor warranties protect you from hidden issues. Understand what the seller promises about notices, building compliance, chattels, and third-party rights.

07 Jan 2026 · 5 min read
Property Finance

Is a reverse mortgage right for you?

Reverse mortgages let you access home equity without selling. Understand how they work, the costs involved, and what alternatives exist before you commit.

07 Jan 2026 · 8 min read
Property Buying

Buying or selling a mortgagee sale property

Mortgagee sales can offer opportunities for buyers but carry unique risks. Understand the process, your rights, and what protections you need.

07 Jan 2026 · 7 min read
Property Development

How to subdivide your property in Hawke's Bay

Subdivision can unlock value in your land but involves council consents, surveying, and legal work. Understand the process and costs before you start.

07 Jan 2026 · 9 min read
Commercial Property

Tenant maintenance in a commercial lease

As a commercial tenant, you have specific maintenance obligations. Understand what you must maintain, what the landlord covers, and how to handle disputes.

07 Jan 2026 · 6 min read
Commercial Property

Assignment vs subletting: What tenants and landlords need to know

Understanding the difference between assigning your lease and subletting is crucial. Each has different legal implications, consent requirements, and ongoing liability.

07 Jan 2026 · 7 min read
Commercial Property

What happens when a commercial building is damaged

In any commercial lease, it is vital to understand what happens if the premises are damaged or destroyed. Here is how damage affects your lease obligations.

07 Jan 2026 · 5 min read
Commercial Property

Understanding rent reviews in commercial leases

What rent reviews are, how they work, and why the review mechanism in your lease matters. Covers market reviews, CPI adjustments, fixed increases, and ratchet clauses.

07 Jan 2026 · 8 min read
Commercial Property

Ratchet clauses in commercial leases: What they really mean

Ratchet clauses are among the most important and overlooked parts of a commercial lease. Understanding how they work can save you significant money over your tenancy.

07 Jan 2026 · 9 min read
Commercial Property

Understanding outgoings in commercial leases

Outgoings are the extra costs tenants pay beyond base rent. Understanding what is included, how they are calculated, and your right to transparency helps you budget accurately.

07 Jan 2026 · 6 min read
Commercial Property

Commercial lease review: What tenants must check

Commercial leases have no consumer protections. Before you sign, understand what you are committing to and the clauses that could cost your business.

06 Jan 2026 · 10 min read
Rural Property

Water consents in Hawke's Bay: What property buyers must know

Water is the critical resource for Hawke's Bay rural property. Understanding consent analysis, the Tukituki catchment rules, and what to check before you buy.

06 Jan 2026 · 11 min read
Retirement Villages

Understanding Occupation Right Agreements

An ORA is not a property purchase. Before you sign, understand what you are actually buying, what you are giving up, and the financial implications.

06 Jan 2026 · 12 min read
Property Law

Understanding Easements, Caveats and Covenants

Easements, caveats and covenants affect what you can do with your property. Understand these common title restrictions before buying or selling.

30 Aug 2019 · 6 min read
Conveyancing

Property Title Considerations When Buying

Property titles reveal ownership, rights and restrictions on land. Learn what to check in a title search before buying property.

28 Jun 2019 · 5 min read
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